My daughter has been charged $39.95 per month since april and didn't know it. Is this money in her account waiting to be used?

Yes but they will keep charging her automatically if she uses it. If she wants to stop the automatic subscription she needs to spend it and then cancel her subscription after the stuff arrives. If they charge her again you can dispute the charge with them within 30 days to get a refund. Honestly you'd be better off letting your credit card company handle it/dispute it.

9 F EBRUARY - Grocott's Mail

Is there a way to identify a merchant on a credit card statement

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